Posts Tagged ‘Score’
Bad Credit and need a loan for about $7000?
Ok, I need a personal loan for about ,000 and my credit is in the toilet (489) score. I need to know if anyone knows any reputable companies or banks that would be willing to lend to me. (Please, no payday loans or people who charge to see the companies) and no roaches trying to get my personal info, your to easy to spot anyway. Thanks!
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Use Payday Loans Responsibly
Be very responsible when you borrow a payday loan, as these loans are not intended for long-term financial relief, but are short-termed loans charged at a very high rate of interest. These loans are very expensive and should be only taken in extreme cases of financial distress. Only if you have no other way out and you have to have the money before you receive your next paycheck, should you even consider borrowing the money from the payday lenders.
If you think there is a remote chance that you will not be able to repay the loan on time, think again and rather borrow the funds from a family member or good friend. The point is that the high interest rate and loan fee combined make the small amount you borrowed become a much larger amount. Remember that if you fail to pay the full amount on the due date, the interest will be doubled and you will find it more difficult the following month, to pay off the debt.
Many payday lenders prefer borrowers to give them a post-dated check for the amount of the loan. They are then in control, and on the due date of payment they will deposit the check, whether you have sufficient funds in your banking account or not. Should the check bounce you will be liable for bank charges as well as for another month’s interest on the outstanding loan. Rolling a loan over is not a good idea, as this makes it more difficult to come up with the due amount.
Many borrowers have complained about being harassed by loan company owners when they can’t come up with the money. It is the pits to fall into debt this way, especially if you have no way of soon getting out of it again. This is why it is essential to be responsible with payday loans. No matter how alluring the advertisements online and in the media are, remember that you have to be responsible when you borrow a payday loan.
What was your credit score after you filed for bankruptcy?
What was your score after you filed and what was your score six month, a year, or two years after you filed. I hear that my score can bounce back as long as I do things that show I am responsible, such as pay on a secured credit card, and other things that show that I am a responsible credit holder. What has your experience been with this?
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What is the average minimum credit score for credit card?
I keep trying to get one of those alienware destop computers. They have an alienware credit card of 5’000. I cant seem to get my score high enough to qualify. What would be the average score required for cards like those?
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With a credit score of 638 and no recent credit history what is a good credit card to get?
I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.
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What kind of credit score must you generally have to get a car loan at a bank?
I want to buy a car but i’m in the process of re-building my credit. It was really bad but i’ve paid my credit cards off and its getting better. I was just wondering what an average score was to get a good car loan. Thanks!
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How do you improve your credit score if you have poor credit and new accounts?
I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the best way to improve my score so that I am not such a high risk?
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